Course Information

This course is designed to train both working CPAs and financial personnel to develop the knowledge and techniques required to review a variety of financing activities for businesses, and commercial and residential real estate. The course focuses on the basic principles, concepts, terminology and instruments to learn and understand how to review a client, a loan, and delineate the various services available in the financial community. It introduces the reader to the available commercial financial services, specialized terminology and financial documents and instruments used in these services. Various business financing sources are covered. The course covers commercial real estate financing, analyzing income property loans, and the lending processes involved.

Chapter One: Real Estate Loans 1. Recognize characteristics of real estate loans. 2. Identify goals for federal loan programs and factors in determining FICO scores. Chapter Two: Real Estate Financing 1. Recognize some of the many regulations and lending laws. 2. Identify the sources, classifications and types of mortgages. Chapter Three: The Fundamentals of Investing in Real Estate 1. Recognize the factors to be considered in investment decision, including valuation methods and the risk-return tradeoffs. Chapter Four: Commercial Finance 1. Recognize the main categories of commercial finance. 2. Identify benefits from factoring and leasing. 3. Identify investment criteria for venture capital firms. Chapter Five: Introduction to Commercial Real Estate Financing 1. Identify different income producing commercial properties. 2. Recognize how lenders evaluate commercial real estate properties and borrowers. 3. Recognize lending rule-of-thumbs and terminology. 4. Recognize how property types affect value, risk, and